Risk transfer & advisory · City of London
What risk should you keep, and what should the market carry?
We help corporate clients turn risk into value by driving down the cost of risk-bearing capital.
We work with large corporate clients with complex strategic risk issues that are poorly catered-for with traditional insurance products. Before we approach the market, we build an independent, data-led View-of-Risk. And this enables boards to make evidence-based calls about risk retention, transfer, financing using proprietary captives, or parametric alternatives.
Agile Risk Partners is the parent company of Agile Risk Advisory, a risk-transfer and advisory boutique in the City of London.
Three kinds of conversation
The firm is built for three audiences. Each starts somewhere different.
For corporates
Boards, CFOs and CROs carrying complex, concentrated or hard-to-place risk. Independent advice on what to keep, before the renewal conversation begins.
Corporate riskFor private capital allocators
We analyse and structure innovative ILS arrangements pointed at target risk segments, and we arrange for these to be financed using a vehicle run by a licensed manager.
ILSFor independent thinkers
Brokers, underwriters, data scientists, and actuaries who want to analyse risk and create value for clients — not just sell lists of insurance products.
CareersHow we work
Three phases. The first two happen before a single underwriter is approached.
Origination
We build an initial View-of-Risk. Loss history, exposure, structure and market data are combined into an expected-loss hypothesis, expressed as a range rather than a single number. We arrive at the first substantive conversation with a view, not a questionnaire.
Analysis
We test the hypothesis against the data. The distribution is refined, basis risk is quantified, and the four routes — retain, transfer, captive, parametric — are priced against each other. The output is a proposal and recommendation, not a quote.
Risk financing
We design and execute the structure: limit, term, trigger, capital stack and documentation in partnership with Lloyd’s brokers when appropriate. The case is re-tested against the terms actually offered before anything is bound.
Why it is different
We start with the expected loss, not just a list of insurance products
Most advice begins with last year’s programme and a market view of what will be available. Ours begins with what the risk is expected to cost — and how much confidence the evidence supports.
We are paid to reach the decision — including the decision not to place
Our advice covers the decision to retain a risk, not only to transfer it. That advice is available because the analysis exists before the market is approached.
We can price the alternative
Retention, captive and parametric structures are only credible if someone has done the arithmetic on the client’s own data. We do the arithmetic before recommending them.
The firm in brief
Agile Risk Advisory Limited is an appointed representative of HISL Brokers Limited, which is authorised and regulated by the Financial Conduct Authority.
We access the Lloyd’s market through Lloyd’s brokers, and we approach company insurers, reinsurers and capital allocators in private markets.
Agile Risk Partners Limited is the holding company of Agile Risk Advisory, Agile Risk Transfer and Agile Risk Insight.
If you are heading into a renewal, testing a captive, or carrying a concentration you cannot place — start there.
A small senior team, and a method built around the decision. We will tell you quickly whether we are the right firm.
Start a conversation